The Used Car Dealer for People with Bad Credit

When you’re searching for a used car dealer for people with bad credit, look no further than Community Honda of Orland Park. Our dealership can help with Financing a carfinancing for all types of credit, even if you’re a new driver with next to no credit or have declared bankruptcy in the past. Rest assured, Community Honda is here to help you out.

Applying for Financing at the Dealership

Are you ready to get started with the financing process? You can apply right now for financing from the comfort of your home. We have a credit application listed on our website that’s completely secure and easy to fill out. When we get the results back, we’ll let you know what your options are and work from there.

Of course, you’re also welcome to come by the dealership and speak with our financing staff in person. Monday through Friday, we are here practically all day from 9:00 a.m. to 9:00 p.m. On Saturday we also are open from 9:00 a.m. to 7:00 p.m.

Tips for Quickly Boosting Your Credit

Taking out an auto loan and making payments is a great way to build your credit back up, but you will have to pay higher interest rates due to your history. There are a few ways to help boost your credit before coming to the dealership:

  • Get Your Credit Report: Everyone is entitled to a free credit report once a year. Take a look at yours and make sure everything is listed correctly. By disputing any errors or outstanding debt with the credit bureau, your score could go up.
  • Pay Off Credit Cards: It’s true that credit companies always like to see people with a little debt, but it’s just so they can see if they pay it off. Pay off your cards to at least 30% of your limit and 10% if possible.
  • Add a Credit Card: On the other hand, get a credit card if you don’t have one. It’s a great way to boost credit, but make sure you only use it when you can afford to. Secured credit cars are available through most banks for people whose credit isn’t high enough for a proper credit card just yet.