How to Avoid Bad Credit

It’s a terrible moment when you realize that bad credit may be standing in the way of securing proper financing on your vehicle. And while bad credit can cause Automotive Financingproblems, it doesn’t have to be a deal breaker. Community Honda of Orland Park knows this, and is happy to help drivers with less than desirable credit scores, or even a history of bankruptcy, to get connected with car loans that help them to get them behind the wheel of a new vehicle.

Good financial management skills should always be a goal, whether you’re a newer consumer or trying to make a fresh start. Here are a few tips for avoiding bad credit, as well as how you can begin the loan process with Community Honda.

Staying on Track with Good Credit

  • Quality over quantity. Getting in over your head with creditors can be pretty easy. When it comes to paying loans back, focus on paying off the bulk of the higher interest ones first, then focus on the lower interest ones. If possible, try to have only one or two credit cards.
  • Set up online bill pay if possible. Oftentimes, it’s not that we don’t have the money to pay for a bill, it’s that we simply forget to do so. Setting up online bill pay will help you to make those payments on time and avoid late fees.
  • Keep track of your credit history. Federal law states that you are legally allowed to access your credit history for free at least once annually. Looking at this can help you to find possible errors that are dampening your credit score. If you see an error, get in contact with the company that reported it and get it corrected.

Applying for a Loan at Community Honda of Orland Park

The first step to getting a loan through our dealership is to apply with our online application. On the application, we’ll need some information delivered through our secure connection and use that to give you an idea of your options. It’s free and takes under 15 minutes to complete. After that, we’ll get in touch with you about how to proceed.

Community Honda is located at 8340 W. 159th Street in Orland Park, just a short drive from many communities in the Chicagoland area. If you have any questions, please don’t hesitate to contact us.